Medical Insurance Can Ruin Your Credit Scores
Medical insurance claims are denied for all sorts of reasons. What do you do if you feel the insurance company should have paid on a claim but has denied it? Medical Insurance Claim Denials – Here are the 7 steps to get them paid.
I think the real question is, why is everything so expensive? Well the economy is changing and it costs more to make certain things, which causes the costs to be on the rise. In the past 5-6 years basically everything has been affected, and the health care is one of the most affected issues, because it is a necessity to us as humans in order to afford to pay for accidents or issues that arise with our body.
The first two are simple. If you die or are disabled, money can be pulled out by your heirs or yourself without penalty. The next exception involves paying for non-reimbursed medical bills so long as they total more than 7.5 of your adjusted gross income. You can also pull out up to $10,000 to by your first home. Money can also be taken out to pay an IRS debt and so on.
The “system” shows cracks due to constant pressure. Insurance costs go up not only because of cost of treatment, but also because of the number of times those in the medical profession are sued. Our culture of “sue for whatever you can get” hurts the individuals in the end.
Someone brought me into the room, someone else took my temperature, Someone else took my blood pressure. The interesting thing to me is each one of the first three folks and including the PRACTICING nurse asked me the same four questions, which were in that stack of forms I filled out; I think they were testing me.
All your fixed bills will also need to be recorded. These include the phone bill, water bills, electric bills, http://www.vietnam-plans.com/ bills, rent, mortgages, etc.
Well, I got to the office thirty minutes before my scheduled appointment, to fill out the paperwork. Boy, I’ll tell you folks if I would have know that I was going to be quizzed on my life I would have studied up. I only hope that they come out with a book on all the info I gave them and I get a royalty. Especially because most of the questions they asked me were about body parts I knew nothing about and are not something I thought anyone would want to read about.
So seriously consider increasing your deductible, especially if you drive an older car. It all depends on how much your older car is worth. If the value of your car is low, Why pay a high premium every month to insure against a collision that you may not want to repair? Also consider dumping some of the other coverages you may never use, like medical (if you have other medical insurance) or roadside assistance (if your credit card already gives you coverage).